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Retirement Planning

People only realize that money is the greatest source of security when they need it. However, at this point, they often face many challenges: How can I save more money? The interest rates on my account are too low—what are some better options? What are more stable ways of managing finances? While these questions may seem difficult, the solutions are actually quite simple. The 'Golden Strategy' introduced by DaoSheng Business School can help you solve these issues one by one. It will enhance your ability to earn additional income in your spare time! Click here to learn more!


Retirement planning means preparing today for your future life so that you continue to meet all your goals and dreams independently. This includes setting your retirement goals, estimating the amount of money you will need, and investing to grow your retirement savings.

Every retirement plan is unique. After all, you may have very specific ideas on how you want to spend your retired life. This is why it’s important to have a plan that is designed specifically to suit your individual needs.

Advantages of retirement plans

Below are the advantages of a retirement plan:

  1. Returns for life
    Retirement plans such as annuity plans provide you returns for life. You may choose to invest regularly or as a lump sum and stay financially independent for your entire life.
  2. Regular income after retirement
    A retirement plan helps you create a regular flow of income after retirement. Retirement plans offer a fixed income which substitutes for your pre-retirement salary. You can use this money to cover your daily expenses, such as groceries, fuel, electricity, and more. You can also meet your post-retirement goals, such as traveling, pursuing a hobby, starting a new venture, and more.
  3. Tax2 benefits
    A retirement plan provides you with tax2 benefits. You can claim a deduction of up to ₹ 1.5 lakh for the premiums paid towards the plan under Section 80C2 of the Income Tax Act, 1961. So, you can save for your future needs as well as lower your taxes.